Job Details

Zonal Credit Manager - Mortgage

Job Role and Responsibilities:

  • Appraisal and approval of proposals including supervision of credit underwriters
  • Manage the portfolio quality and ensure compliance to policy norms
  • Training of credit underwriters on Policy norms and provide proper inputs to Policy team for up gradation or improvement in Policy/process
  • Overall responsible for running the CPA shop and overlooking all the activities from sourcing to disbursement/storage
  • Ability to manage team and ensure proper flow of process in the credit CPA shop
  • Interaction with seniors for credit underwriting of files and ensure proper management of sourcing
  • Problem solving and ensure Customer centric approach to all issues in the CPA shop


Passion (Constantly raises the bar for self & team, has a strong execution bias, takes initiatives even in the face of significant difficulties) 

Customer First (Leverages every customer interaction as an opportunity to make an impact, Consistently seeks to understand customer needs, is accessible and responsive ) 

Compliance with Conscience (Own norms are aligned with Organizational code of conduct & regulatory norms, consistently sets example by own conduct, always checks on grey areas with relevant authority) 

Collaboration (Forges understanding with others and carries others along, considers impact on the organization, not just own targets/metrics, and acts accordingly)



  • Short listing
  • OPQ
  • One round of interview

Educational Qualifications:

Graduation/ MBA


Across India

Min Exp (yrs):


Max Exp (yrs):


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