Meghana Deshpande
In the three and a half years at ICICI Bank Treasury I have worked in borrowings new product development trading and funds and asset-liability management. I have attended a workshop on ALM at New York and would be attending a course on Financial Investment Technology at the University of California. My current responsibilities include management of market risks on the balance sheet of ICICI Bank with emphasis on multi- currency liquidity interest rate risk and currency risk. The open work culture immense responsibility given at an early stage and excitement of participating in new products are among the things that I have enjoyed at ICICI Bank.

Sanjeev Sehrawat
'Five years ago the ICICI Bank team welcomed me with an almost irreverent ?why-not attitude to new ideas. In my first year itself I added half a page to my resume through my work on greenfield manufacturing projects financing of service sector and balance sheet restructuring exercises. The roller coaster ride continued when I joined the MCG to lead transactions like brand financing (first time in India) acquisition funding and channel financing. Job satisfaction comes when large multinational clients go back to their HQ and say our global banker in India is the ICICI Bank Group.

Sohini Sen
'Working at ICICI Bank Marketing has been an exciting experience for me some one just out of B- school. I am working on the financial e-initiatives of ICICI Bank which allows me to constantly explore innovative ways of developing and marketing our product in a volatile and fast paced e-environment. Conducting extensive market research and working with creative agencies is a key part of my job profile and makes for an interesting life here. At ICICI Bank I always feel that creative thinking is highly encouraged and there is a great deal of flexibility woven into the way we operate. Hence even if you are junior most in the rung you do shoulder a lot of responsibility. And the best part of it all is working in a close-knit team in a fun filled work environment!

G. Srinivas
'My work in the credit risk area has been very interesting and challenging encompassing analysis of various industries credit rating of companies instruments and portfolio management. Since risk management is a relatively new area in the Indian context we had the challenge and satisfaction of developing risk management methodologies appropriate to the Indian scenario. I had the opportunity to visit and interact with international rating agencies in this context. The work culture at ICICI Bank is dynamic encourages the generation of new ideas and facilitates continuous learning.

Bama Balakrishnan Manager SPG IIM Ahmedabad - Batch of 1999
'As part of the Structured Products Group I have been involved in analyzing clients requirements and working with client bankers in designing structuring solutions drawing upon the cumulative expertise of the ICICI Bank Group. The varied nature of assignments enables the development of well-rounded technical expertise and organizational perspective. The continual emphasis on learning and growing as individuals and taking the group forward is refreshing.