Job Details

Risk Analyst

About the Role

At ICICI Bank, a Risk Analyst is a financial specialist who examines the risks associated with investments, new clients, economic conditions, or regulations to determine whether it is safe to make a financial decision. As a Risk Analyst, you will forecast potential outcomes and make recommendations to limit risks in sync with the Bank?s philosophy of Fair to Customer, Fair to Bank. Your responsibility in risk assessment would entail evaluating various decisions that may not be straightforward. It would involve compiling various insights on potential risk for presentation to relevant stakeholders for better decision making.

Key Responsibilities

Credit Appraisal

Reviewing and analysing financial documents, industry developments and related resources, and drafting Credit Appraisal notes

Credit Monitoring

Monitoring various parameters on a regular basis to identify early warning signals.

Mitigation of Risk

Finding ways to mitigate or prevent risks and recommending actionable plans with clear outcomes

Research & Reports

Reviewing various industry research papers & journals periodically and preparing risk reports

Model Validation

Analysing statistical reports by using various valuation tools, statistical models, quantitative analysis and techniques

Risk Analytics

Understanding the various analytical tools to predict future trends that can negatively affect the organisation

Key Qualifications & Skills

Educational Qualification

Graduation in any professional discipline with relevant experience or PGDM/MBA or CA/CFA or Bachelors or Masters in Finance, Statistics, Economics or relevant

Analytical Tools

Knowledge of technical tools pertaining to financial, accounting & statistics

Predictive Models

Understanding of predictive models


Knowledge on various risk related regulations for various risk categories


Ability to present various risk related reports and presentations to relevant stakeholders

Some Success Factors

  • Awareness on regulations
  •  Eye for details
  •  Self-driven accountability 
  •   Analytical mindset

About the Business Group

Corporate Groups mediate crucial business activities along with the intricate flow of internal activities. Employees operate as gatekeepers at important junctions of business and their advisory inputs along with binding inputs, fuel the way forward. The Risk Management Group of ICICI Bank, possessing efficient business foresight is responsible for controlling risk factors and accounting for potential risk with the help of computation models.


Will experience in a domain other than banking be considered?

Understanding risk-related regulations in banking would be an advantage. Applicants with a strong understanding of risk modelling tools can also apply.

Can a fresher apply for the role of Risk Analyst?

MBAs or graduates with a minimum of 3 to 8 years of experience in risk assessment and mitigation can apply for this role.

What is the selection process?

We are a proud equal opportunity employer. Post receiving your application, we shall duly evaluate your profile against the job demands. If shortlisted, we shall invite you for a personal interview [in digital mode] to better understand your experience and skill set. While you spare us the time to shortlist your profile for interview, please be mindful of keeping your profile updated with your latest resume, photograph and online declaration.



Can I move to other roles in the Bank?

ICICI Bank believes in providing employees with enriching experiences through various roles. The process of Open Job Positing (OJP) provides employees with options to apply to various roles in the Bank. The Bank also considers job rotations between various roles and responsibilities.



Across India

Min Exp (yrs):


Max Exp (yrs):


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