Position Title:  Assistant Relationship Manager - Large Clients Group

Purpose of the Job: Assistant relationship manager is primarily responsible for credit appraisal of the corporates. An ARM is responsible to execute end to end set processes such as financial analysis, note making, documentation etc. for the transactions under the guidance of the Relationship Manager. ARM also assists the Relationship manager in Client servicing and portfolio management. ARM facilitates disbursement of funds once sanction is in place through coordination with various internal groups

Grade  : MMI/MMII

Key Deliverables:

• Credit Appraisal: Assistant Relationship manager is expected to understand the clients financials in detail and prepare quality appraisal note in collaboration with Risk Management team.
  
• Documentation: Completing post-disbursement documentation activities in coordination with control groups such as Legal, Credit Middle Office, Planning
  
• Portfolio Management: Assist the Relationship Manager in managing portfolio of corporate clients
  
• Support the Relationship Manager in achieving business targets, acquiring and onboarding new clients
  
• Client servicing in collaboration with Commercial Banking and treasury teams
  
• Track the pendency on post sanction documents and procedures and ensure that they are adhered to in a timely manner
  
• Ensure that the disbursement happens on time and as per terms and conditions agreed upon by the bank and the client
  

Key skills:

• Understanding of financial statements such as Balance sheet, Cash flow statements
  
• Knowledge of computation of key financial ratios
  
• Knowledge of Basic Banking Instruments and Corporate Banking Debt Instruments
  
• Communication and presentation skills
  

Qualification & Experience:

• CA / MBA with 0 - 4 years of relevant experience 
  

Goa,Mumbai

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