Job Details

Credit Analyst -SMEG

SMEG  Credit Analyst

Grade: DMII/ MMI

Reports to: Team Lead

Job Role and Responsibilities and Deliverables

He / she is accountable for the entire credit granting process, including the consistent application of a credit policy, assessment of the creditworthiness of potential customers.

  • To underwrite SME proposals based on in-depth financial analysis with an overview of industry and to identify the risk along with mitigates, if any.
  • Closely monitor the portfolio
  • Personally visiting the prospective and existing customers
  • Manage customer credit files and MIS
  • Adhere the credit policies and process. Recommend changes in the credit policy to middle management

Product/Customer Handled:

  • Working capital, Term loan, Project finance
  • SME clients/Corporate Agri clients

Skills and Competencies:

  • Ability to engage with various control groups within the organization
  • Credit Knowledge: To assess the companys financials (i.e. loss, rating, PAT (profit after tax) etc. of the company)

 Educational Qualifications:

  • MBA  Finance from reputed institutes with 4 years work experience
  • Charted Accountant with 4 years work experience


Across India

Min Exp (yrs):


Max Exp (yrs):


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