Job Details
Relationship Manager - SMEG
Grade: DMII/ MMI
Reports to: Regional Head SMEG
Job Role and Responsibilities:
- Ensure stability
of income from existing set of clients and explore avenues for new income
generation from existing as well as new clients
- Add value to the
client and stay ahead of the competition by structuring and implementing
innovative deals in working capital, term loan and project finance
- Use credit knowledge and
knowledge of various products for deal structuring
- Add value to the
client and stay ahead of the competition by structuring and implementing
innovative deals
- Maintain CEO/CFO
relationships with SMEs to originate business
- Manage the
relationship with the customers by growing the book size
- Manage trade
finance, general blog operation for cash management services i.e., working
capital cycle of the company
Deliverables:
- Maintain
existing SME clients for the bank
- Perform
various financing activities as per the customers requirement
- Maintain
number of current account (CA) balance
- Increase
wallet share by cross selling products to the customer
- Achieve
individual targets and grow account profitability, while maintaining a high
service standard and compliance
Product/Customer Handled:
- Working
capital, Term loan, Project finance
- SME
clients/Corporate Agri clients
Skills and Competencies:
- Ability to
negotiate deals, with the ability to interact with people at various levels of
the organization and outside environment
- Strong sales
and relationship management skills
- Ability to
identifying key issues in complex problems/ assignments and analyze those to
make effective decisions
- Ability to
have a firm grasp of the processes and make changes in system to improve
performance
- Credit
Knowledge: To assess the companys financials (i.e. loss, rating, PAT (profit
after tax) etc. of the company)
Educational Qualifications:
- MBA Finance +
Marketing from reputed institutes with 4-5 years of relevant work experience.
Location:
Across India
Min Exp (yrs):
0.00
Max Exp (yrs):
5.00